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2 Myths To Debunk Before Buying An Engagement Ring

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Making a decision to marry your current partner can be exciting, but planning the proposal will be an overwhelming task. From selecting a time and date to making reservations, it is easy to see the stressful nature of making the proposal special. Choosing the engagement ring can also be challenging, since there are so many different shapes, styles, and price points. Before you choose the ring to propose with, learn the truth behind these common myths.

It Should Cost Two Months' Salary

In the past, many believed the ring should cost the same as two months' worth of salary. For example, if you bring home $5,000 per month, the ring should cost you around $10,000. While this may seem like the proper amount to spend, two months of your salary on a ring could cause serious financial distress.

Your partner's answer on whether they want to marry you should not depend on the size and value of the ring. Keep your finances in mind when budgeting, and let your partner know they should have realistic expectations about the ring.

If you are planning a surprise proposal, consider a smaller, less expensive ring that holds real meaning. If your partner loves antiques, choosing a vintage ring can be an affordable option. If your partner is more traditional, save a small amount of money each month until you have saved enough for a classic diamond ring.

Avoid going into debt to buy the ring, since you and your partner should not start off a marriage with high balances on credit cards and loans.

Bigger Is Better

Another common misconception is that the bigger the diamond, the better the ring. This is definitely a myth that should be addressed because making the mistake can be costly.

There are a few elements to keep in mind when selecting a diamond. The carat refers to its size, but the cut, color, and clarity are also factors that determine the diamond's value.

A larger carat size may be attractive, but if the clarity and color of the diamond has a low score, the value will be lower. Look for a moderate carat size with a color and clarity that is close to being colorless and flawless for the diamond to really stand out.

Diamond rings are an investment, but an engagement is the start of your priceless marriage. Learning the truth behind these common engagement ring myths will help you make a smart investment for you and your partner.


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