The thought of having someone break into your house in the middle of the night when you are sleeping can be beyond frightening. Since burglars stole nearly 1.7 billion dollars' worth in jewelry in 2018, it's safe to say that jewelry is a popular target.
You can't keep everything in your life hidden from burglars, but if you have a lot of fine jewelry in your house, there are a few things that you can do to protect it from theft.
Get Your Jewelry Appraised
One of the best things you can do is get your jewelry appraised. With a firm appraisal, your insurance agency will have the exactly amount that your jewelry is worth so that you can be compensated in the case that it was stolen. The great thing about having the exact value of your jewelry is that it gives you peace of mind that if something were to happen to it, you would be able to replace it with something similar.
During a jewelry appraisal, they will look for a variety of things including the size of diamonds or stones, the weight of gold or metal, any scratches, and the quality of the jewelry overall.
Get Your Jewelry Insured
A lot of traditional homeowners insurance policies come with some jewelry coverage, but it's typically only up to a couple of thousand dollars. If you find out from your appraiser that your jewelry is worth a lot more than that, then make sure you get it insured for at least that amount. Although you will have to pay a little bit more each month, it will definitely be worth it and is one of the safest things you can do.
Put Your Jewelry in a Safe
Another thing you can do to keep your jewelry safe is to put it in a safe that's hidden somewhere. Whether you store the safe in your closet or in someplace like your library, make sure that it's hidden from view and that only you and your partner know where it is. If you have the financial means to get a safe that you can mount to the wall, do that so that nobody will steal it.
As a homeowner and owner of fine jewelry, it's your responsibility to make sure that everything is safe, insured, and appraised just in case it was stolen. Consider these and other tips when protecting your property.